We’re not just another SaaS tool. We’re your AI-powered accounting partner—combining automation and dedicated expert support to help you save time, reduce risks, and make better decisions.
Our Vision & Mission
Vision
To be the global benchmark in AI-powered finance, trusted by businesses and accounting firms alike.
Mission
Transform everyday financial tasks into empowering, insight-driven moments.
Our Origin Story
Solving the SME Finance Problem — One Real Pain at a Time
Hua Mao, the founder of ccMonet
Most founders begin with a problem. For Hua Mao, it wasn’t theoretical—it was deeply personal.
As a serial entrepreneur across China and Singapore, Hua repeatedly ran into the same frustration: outsourced accounting that was slow, expensive, and disconnected from real business needs.
In 2008, he tried to fix it by building a web-based bookkeeping tool. But the ecosystem wasn’t ready—SMEs weren’t yet digital, and mobile infrastructure was still evolving.
Fast forward to 2022. AI had matured. Hua saw his second chance—not just to automate, but to reinvent the financial experience for business owners like himself.
He founded ccMonet with one goal: to give SMEs the ability to understand and control their finances—without needing a finance degree.
The early days were rough. In pilot programs across Southeast Asia, ccMonet’s AI struggled with the real-world chaos of SME finance: handwritten invoices, unstructured PDFs, WhatsApp receipts, multiple languages.
But instead of giving up, Hua’s team leaned in.
They rebuilt the dataset from scratch, trained smarter models, and within six months, ccMonet automated 95% of accounting workflows across 150+ document types and languages.
And the real breakthrough? It wasn’t just technical—it was emotional.
They introduced Hi Monet, a plain-English assistant that lets users ask:
“Can I afford to hire someone new?”
“What’s my burn rate this month?”
“How much profit did we make last quarter?”
No spreadsheets. No jargon. Just clarity and control.
Today, ccMonet is more than software—it’s a finance partner.
A platform built for clarity, powered by AI, and backed by real human experts.
Because trust isn’t built on automation alone—it’s built on transparency, simplicity, and empathy.
That’s what Simple. Smart. Reliable. means to us. That’s what ccMonet stands for.
Our Product Philosophy
Simple. Smart. Reliable.
Simple
We build intuitive tools that anyone can use—no finance degree required.
Smart
AI handles complex work like OCR, reconciliation, and forecasting—accurately and instantly.
Reliable
All data is reviewed by certified professionals, backed by dedicated human support.
Our Team = Human + AI
Our team blends accounting veterans, AI engineers, and data scientists.
Together, we build a system that’s fast and empathetic.AI enhances, not replaces, human judgment. Our platform lets people focus on strategy, not spreadsheets.
Who We Serve
SMEs (Small and Medium Businesses)
From daily bookkeeping to regulatory filings, we automate the grind so you can grow with clarity.
Accounting & Bookkeeping Firms
Scale your firm with automated tools, partner benefits, and advisory-ready data.
Our Impact
Proven Results. Trusted by Firms Worldwide.
98%+
automation accuracy for multilingual receipts
20+
hours saved per client per month for firms
80%
reduction in manual review time
Dedicated
expert service
What Our Users Say
“Overseas supplier invoices in different currencies were a hassle. ccMonet’s AI sorts them automatically, keeping books clear. The team prepped my audit, saving days of work!”
Marcus Ong
Factory Manager
“Property management means tons of receipts, and filings were a pain. ccMonet auto-sorts invoices, and the team handles filings. No more late nights, and they’re always there to help!”
Emily Chua
Property Manager
“I know nothing about accounting, and my books were a mess. ccMonet lets me snap receipts, AI sorts them, and the tax team clears things up. No more tax fears!”
Linda Ng
Bakery Owner
“Running 10 dental clinics, receipts and payment systems were a mess. ccMonet’s AI unifies data, and real-time reports show each clinic’s performance. The team handles compliance, saving hours, so I can focus on improving care!”
Dr. Seow Chee Ming
Dental Clinic Group Founder
“Logistics moves fast, but my books couldn’t keep up. ccMonet’s AI updates finances instantly, catches errors, and the team fixed an account at midnight. Decisions are faster now！”
Aaron Tan
Logistics Owner
“Manufacturing profits were hard to track. ccMonet’s reports show every expense clearly, and AI sorts messy invoices. The team answered late-night questions, helping me cut costs!”
Daniel Koh
Manufacturing Owner
“The restaurant’s so busy, supplier receipts were a mess. ccMonet’s AI sorts them with a snap, showing clear inventory costs. The team helped me reconcile late at night—peak season’s now manageable!”
Jeremy Zhang
Restaurant Owner
“Dessert shop ingredient receipts were endless, and inventory was off. ccMonet’s AI auto-sorts them, and reports show exact costs. The team shared tax tips—feels like an extra helper!”
Rachel Liu
Dessert Shop Owner
Ready to Transform Your Accounting?
Let's build your financial future together. Discover how ccMonet's Expert + AI approach can revolutionize your business.
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