For e-commerce SMEs, reconciling platform payouts can feel like chasing moving targets. Between marketplace fees, refunds, commissions, and delayed settlements, getting numbers to match your sales reports becomes a full-time task. Yet accurate reconciliation is what tells you whether your online store is truly profitable.
Here’s how growing e-commerce businesses are simplifying payout reconciliation with ccMonet—making clarity the default, not a monthly miracle.
Each marketplace or payment platform—Shopee, Lazada, Shopify, Stripe—has its own payout timing, deductions, and formats.
Common issues include:
Manually matching reports across different dashboards and bank statements is slow, error-prone, and nearly impossible to scale.
With ccMonet, you can upload payout summaries and transaction exports directly from your e-commerce or payment platforms.
AI automatically reads, structures, and reconciles:
Each payout is linked to its originating transactions, creating a single source of truth for every sales channel.
Different platforms label transactions differently, but ccMonet’s AI is trained to recognise patterns across data formats.
It can match:
This automation eliminates the “hunt” phase—where finance teams try to find out why figures don’t align.
Once reconciled, ccMonet’s AI Insights dashboard gives SMEs a live view of:
Owners can instantly see which platforms drive healthy margins—and which ones drain them.
For regional sellers operating in SGD, MYR, or USD, ccMonet automatically converts platform payouts into your base reporting currency.
All commissions, VAT, and gateway fees are tracked accurately—ensuring your accounting stays compliant while reflecting true profitability.
By reconciling automatically as transactions happen, your books stay up to date throughout the month.
No more exporting CSVs, aligning pivot tables, or searching for missing payouts.
When it’s time for reporting, everything is already matched, verified, and ready for review.
Reconciliation shouldn’t slow you down—it should sharpen your insight.
With ccMonet, e-commerce SMEs can match platform payouts automatically, see real-time profitability, and close their books faster—without adding staff or spreadsheets.
Sell anywhere. Reconcile effortlessly.
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