Among the F&B clients we've worked with, there’s one surprising pattern:
Business is good, but the numbers don’t make sense anymore.
Money flows in daily from POS systems, delivery platforms, online payments… yet by the end of the month, most business owners are left scratching their heads:
- “What’s our net profit this month?”
- “The goods have arrived, but no invoice. Which ones have been billed, which are already paid, which were double ordered? No idea.”
- “There are too many transfers—I can’t match which payment belongs to which bill.”
This isn’t a system bug. It’s a finance blind spot unique to the F&B industry:
High-frequency income + multi-channel payments + low digitization habits make it nearly impossible to track where the money actually goes.
That’s exactly the kind of chaos ccMonet is built to clean up—helping you see the money, and make sense of the numbers.
Where do F&B blind spots hide?
We once spoke to the owner of a hotpot chain who laughed and said:
“I collect money every day—but hardly ever have time to look at the books.”
That sums up the core pain point in F&B accounting:
Money comes in fast, but books are updated slow
- POS, PayNow, Nets, credit cards, GrabFood, Foodpanda, cash… income comes from all directions.
- Some payments are immediate, some settle monthly, and some deduct fees or subsidies.
- With dozens of payments per day, no one has the time to sort or cross-check.
- By the time the numbers are sent to the outsourced accountant, the details are long forgotten. So the books stay blurry.
Spending is messy, payments are based on gut feeling
- Ingredients, seasoning, drinks, packaging, delivery, cleaning… every supplier uses a different format.
- The boss’s phone is full of screenshots, invoice photos, PDFs forwarded by staff.
- You think a bill “probably needs to be paid”, so you send the money—without checking the invoice, or remembering if it’s already been paid. Good luck finding it later.
No one’s tracking the “in-between” expenses
- Staff reimbursements, customer refunds, platform fees, promo subsidies… all small, frequent, and easy to overlook.
- If there’s no clean bookkeeping, there’s no way to reconcile. And if you can’t reconcile, you’ll never know where the losses are coming from.
It’s not that F&B owners can’t manage the numbers—
They just haven’t had a fast, simple, painless way to make sense of them.
With ccMonet, turn “blind spot bookkeeping” into full financial clarity
ccMonet is designed specifically for the F&B industry’s fragmented, high-volume, multi-currency workflows. It makes staying on top of your numbers refreshingly simple:
✅ Snap and upload—AI handles the rest
Your staff can take a photo of a receipt, screenshot a bill, or forward a PDF.
ccMonet will extract the key data—supplier, item, amount, tax—and categorize it automatically.
- No accounting knowledge needed—staff just snap and send
- Supports handwriting, multiple languages, and foreign currencies
- Bills are auto-categorized in the system, giving you a clear view anytime
✅ Expert support, when and where you need it
ccMonet comes with a fast, responsive team of accounting professionals ready to step in and guide you.
- Whether it’s GST filing, staff reimbursements, invoice handling or payment matching—you’ll get clear, accurate answers fast
- When questions arise, we respond quickly—so you don’t have to worry alone
- No bots. No auto-replies. Just professionals who understand F&B finance, helping you solve problems and stay calm
✅ Real-time visibility—profits in your pocket, not just on paper
You don’t have to wait for end-of-month reports. From your phone, you can instantly see:
- Which payments are in, which bills are unpaid
- Whether supplier prices have increased or terms have changed
- Smart insights from our AI assistant to help you spot trends and act early
What does ccMonet help you gain?
Not just more profit—but more peace of mind, efficiency, and decision-making clarity.
- No more guessing “I think we did okay this month”—you’ll know what you earned, what you spent, and what needs adjusting
- No waiting for accountants or reports—owners stay in control, every day
- Store managers, staff, purchasers and finance all know their roles—reimbursements, payments, and approvals are clean and clear
- Even your suppliers will be happier—because the books are transparent, payments are accurate, and communication is smooth
Restaurant bookkeeping shouldn't rely on luck—it should run on systems
From solo shop owners to multi-store operators, ccMonet is your financial co-pilot:
- Easy for staff—just snap and upload
- No accounting skills needed—stay compliant and professional effortlessly
- Transparent data—every transaction is traceable and organized
Don’t let “collecting money every day” turn into “guessing where it went.”
📲 Try ccMonet today—and let us help you make sense of your numbers, and hold on to your profits.
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